Join a team working on a digital lending product and be the key person (from credit risk perspective) to drive markets implementation of a newly created acquisition channel: e-commerce 🚀 Let’s talk about the position of a:
🎯 Credit Risk Manager Ref. no: CRM/01/2024/W
💯 You will develop and monitor a newly created acquisition channel, ensuring that there is profitable growth of the customer base in line with the business plan through supporting local markets in driving healthy portfolio performance.
📍 Warsaw, Hybrid.
RESPONSIBILITIES:
🚀 Working with local Credit Managers and the hub Credit Team, you will be responsible for the processes, rules, models, decisions and automated systems across the credit risk lifecycle in the group to control fine balance between risk appetite and growth for e-commerce channel.
🚀 This will be a varied role so you will need to be comfortable managing credit analysis, working on new product developments, testing and suggesting new credit models/ processes and making suggestions for improvements and enhancements to the local credit approach and implementing them.
🚀 Building and constantly optimizing customer onboarding, ensuring smooth customer journey with as little fraction as possible in order to create customer’s satisfaction and increased portfolio profitability.
🚀 Noticing key trends and patterns across the risk landscape and quickly acting upon them, getting a real buzz from recommending and implementing new strategies and approaches to further support customer growth.
🚀 Building relationships with key partners, working with stakeholders from within the business and external to ensure you can acquire the right tools and processes to deliver the business plan.
🚀 Monitoring and reviewing processes and policies to protect the organization from fraud and risk and to identify ways to further drive growth and reduce wastage.
🚀 Put customer experience and innovation at the heart of the business processes – have this in mind when approaching all risk management activity.
REQUIREMENTS:
💡 Experience in processes and credit management in digital lending in e-commerce segment.
💡 Experience of successfully implementing credit risk systems.
💡 Thorough knowledge of analytics, credit scoring, credit systems and processes.
💡 Experience in building strong relationships with stakeholders and external partners.
💡 High level ability to interpret complex performance data; identify and deliver priority actions; evaluate the impact and risks of change
💡 Exposure to working in an international business that works cross-culturally.
💡 Very good language skills in written and spoken English (C1) are essential.
💡 Ability to effectively influence and challenge others.
💡 Creativity and an aptitude for problem solving.
💡 Flexibility – happy to roll your sleeves up when needed.
WE OFFER:
💎 Global exposure, working hand in hand with team members and customers from all around the world - possibility to occasionally travel.
💎 Opportunity to have a real impact on the business, ensuring the profitable growth of the customer base while ensuring the company stays on the safe side.
💎 All-you-can-eat fresh fruit daily, lunches at the expense of the company, and company parking where you can book a parking place. We support an active and healthy lifestyles and have fun team events both in the office and after work.
💎 Do you prefer slippers instead of shoes or maybe you are expecting amazon delivery, no worries, hybrid work model gets you covered.
Hello! I’m Olga and I am responsible for this recruitment process. If you have any questions, please feel free to reach out. I will be happy to meet you!
Contact details: Olga Kamińska, e-mail:olga.kaminska@hrcontact.co, +48 500 035 642.